Attention homeowners in High Point and Guilford County: Need an appraisal?

See the top seven reasons NC homeowners call on Kyle White Appraisals:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a NC property tax assessment
  3. Remove PMI to cut their mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in NC by determining the true market value of real estate in question

Need help deciding the value of your home in or near High Point, NC?
Contact Kyle White Appraisals.

At Kyle White Appraisals, we understand the unique needs of a consumer looking for appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. As our client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We're experts in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes close to yours. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from Kyle White Appraisals is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be disadvantageous from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Kyle White Appraisals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Kyle White Appraisals can help with that too. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.